Empower Your Borrowers with Financial Security

With the first of its kind, MPOWER+ Vehicle Return Protection program from SWBC.

If your borrower experiences a qualifying event, such as involuntary unemployment, and their benefit is approved, their vehicle is appraised by the dealership in order to determine the value. If they are current on payments, they can return the vehicle to the dealership—without negatively impacting their credit score.

The dealership then remits monies for the assessed value and remarkets the value of the vehicle. SWBC will then provide you, the lender, with a benefit payment for negative equity, along with a check for the vehicle from the dealership—satisfying the loan balance in full.

Complete the form and and one of our sales representatives will consult with you on the first, and only, program of its kind!

Increase loyalty and generate non-interest income with a vehicle return program that builds long-lasting trust with your borrowers.

MPOWER + Vehicle Return Protection will enable you to:

Reduce the risk of auto loan defaults during uncertain economic times
Robust coverage on loans for a period of up to 84 months with a maximum finance amount of $75,000 on all new or used vehicles
Increase loan volume and non-interest income
Help borrowers keep their savings accounts and credit rating intact in the event they have to return a vehicle

Complete the form above to request a consultation.

Empower Your Borrowers with Financial Security

With the first of its kind, MPOWER+ Vehicle Return Protection program from SWBC.

Fill out the form to get in touch with a representative for a consultation!

Increase loyalty and generate non-interest income with a vehicle return program that builds long-lasting trust with your borrowers.